Send money on WhatsApp via UPI, option enabled with ICICI Bank

WhatsApp has launched the beta version of its app that allows the users to make payments

The feature was, however, limited to a few users and not all Android beta testers were able to see it. WhatsApp has more than 200 million users in India.

We understand that WhatsApp will let users know when P2P payments becomes more widely available in India, after the best testing phase completes.

User to user payments on WhatsApp are finally starting to roll out in India, after what we can only surmise was a pretty lengthy development period of over 10 months, since the first public mention of the feature. To put things in context, Paytm has 180 million users in the country, whereas Google Tez, another UPI-based payment application, crossed 12 million users in India a year ago four months after its launch. With the introduction of a person-to-person payment feature the messaging application, the platform gets a leg up over other digital transaction applications.

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The company has been working on support for a payments feature for some time, which would take advantage of UPI (Unified Payments Interface) and include support by a number of Indian banks, including State Bank of India, ICICI Bank, HDFC Bank, and Axis Bank.

However, there is no word on utility payments coming to WhatsApp Payments anytime soon, which could give the e-wallets an edge over it. Users actively using the feature will be another factor that has to be considered after the launch of WhatsApp Payments. The option is said to be available alongside other options such as Gallery, Video, Documents etc. Clicking on Payments will open a disclaimer window, followed by a list of banks to choose from. Paytm has 180 million users in the country, while Google Tez, another UPI-based payment application, crossed 12 million users in India previous year. If you haven't made a UPI account earlier, that will have to be done on the UPI app or on the bank's website.

WhatsApp is also planning to launch a sticker packs on its app, as seen in the Facebook messenger application.

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